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Be on Look Out For These Car Insurance Scams

Believe it or not insurance scams are quite common. In 2019, more than half a million insurance cams were busted. It is easy to become a victim of car insurance scams without even noticing. Many of the most common scams are subtle so you have to be careful. Insurance scams cause insurance rates to be raised. Imagine being in a car accident and you just simply want to make a fair recovery claim. Instead, you are victimized by a scam that targets accident insurance. This can be quite frustrating. Being observant during the claims process is important. This can help you avoid being victimized by insurance scams.

Popular Insurance Scams

It is important to know the different types of car insurance scams so that you can protect yourself. As absurd as this may sound, many scammers purposely cause accidents so they can make insurance claims. It’s crucial to stay focused while driving as these persons will swerve in front of you and force your vehicle to rear-end theirs. This is known as Forced Rear-Ending Insurance Fraud. Because you are the driver behind, the accident is automatically your fault. These scammers may also complain of neck and back injuries. A dashboard camera can be helpful in situations like these. Also, drivers with the right of way in traffic may give you a chance to cut in only to intentionally run into your vehicle. This also occurs with parking spaces. You can avoid this by only proceeding when you have the right of way.

Another car insurance scam includes phantom victims. These are not real ghosts but persons who were not in the accident claiming that they were. If you are in an accident it is a good idea to take photographic evidence of the number of victims involved to avoid these fraudulent claims. There are also counterfeit and car accident repair insurance scams. Repair companies may try to scam you by claiming you need repairs that you actually do not. They may also overcharge you for replacement parts. Also, repair shops may use counterfeit replacement parts on your car. These knockoff parts may risk your safety while driving. Tow truck companies may also take advantage of accident victim. They may overcharge your insurance company for their services or charge for services they did not render. Be sure to only work with repair and tow truck companies you are familiar with to avoid these fraudulent activities.

The Frequency of Car Insurance Scams

In 2019, about 469, 000 fraudulent claims were made. This information was gathered by the Association of British Insurers (ABI). The average fraudulent claim valued £12,000. The most common scams involved motor insurance. Last year, 55,000 fraudulent motor insurance claims were detected. The majority of these include personal injury claims. Staged crashes were quite common. Insurance companies are responding to this information by creating new methods to detect scammers. It is imperative that you also take the necessary steps to protect yourself.

If you want to avoid such scams and deal with reputable insurance providers, take a look at the helpful overview of cheap car insurance from moneyexpert.com.

Tips for finding a criminal lawyer in Australia

Hiring a criminal attorney in Australia can be truly challenging and it is important to gather the right attorney to represent you in a criminal matter. Considerations of the firm or attorney that you choose, their experience, and the current status of the case are needed in order to get the proper representation. Here are some basic tips to attract the right assistance to do so effectively.

Begin with the Criminal Matter and Problem that You Have

Different criminal matters will require different levels of assistance from criminal lawyers Sydney. You are not going to address a charge of murder in the same manner in which you are going to address a routine violation like driving while intoxicated. Consider the violation and potential penalties associated with the criminal matter in which you are connected to and try to find a lawyer who specializes in the criminal matter that you are facing. Make sure that the individual lawyer and firm who will be directly representing you are knowledgeable not only about the criminal matter that you are being charged with but also the jurisdiction in Australia that you are going to have your case and fate determined in.

Make sure that the Attorney Has Sufficient Resources Available to them

If your criminal problem is significant in size and scope than you should make sure that the attorney will have sufficient resources to handle the specifics associated with the case in question. This may include multiple attorneys to perform research and to obtain depositions from witnesses if needed, as well as to gather the case history to support your side of the case. Many attorneys are skilled in trial law and representation but are not so good at the back-end research needed to build a case. Established law firms with access to a team to help and support them can assist in preparing a full case that can aide you with your criminal matter more efficiently. In addition, make sure that the attorney and firm that you choose has sufficient bandwidth to service your case as well, as some firms and attorneys in Australia are overloaded with work and cannot devote the proper resources to an individual case.

Garbage in and Garbage Out

How well your attorney is able to service your case will depend on you and the information that you provide them with Find an attorney who you can confide in and be open with. Don’t choose one who you are afraid to be honest with and provide a full picture of the situation to, even if you are guilty. There is a good reason why there is a client and attorney privilege and it is so that you can obtain the proper representation for your criminal matter. Avoid feeding the attorney with lies and misdirection and work with them so that you can obtain the best possible representation for your criminal case.